Retail insurance in Palm Beach Gardens, FL

From corner shops to boutiques, retail risk is foot traffic plus inventory.

4independent agencies listed
4serving businesses too

Palm Beach Gardens, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Retail coverage to consider

  • General liability
  • Commercial property & inventory
  • Business owner's policy (BOP)
  • Business interruption
  • Workers' compensation
  • Crime & theft coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Palm Beach Gardens customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Palm Beach Gardens.

60,959residents
27,294households
$106,947median household income
$606,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Palm Beach Gardens.

Disaster history in Palm Beach County

Federal disaster declarations are public FEMA records of the events that have hit Palm Beach County hardest. They're useful context when deciding which coverages and limits matter here.

23federal disaster declarations since 2000
Hurricanemost common declared peril (19x)
2024most recent: Hurricane Milton

Source: FEMA public records (disaster declarations), county-level figures for Palm Beach County.

Independent agencies in Palm Beach Gardens

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 9845425 · public licensing record

STS Program Management, Inc.

Palm Beach Gardens, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 4646333 · public licensing record

Thomas Insurance Zone, LLC

Palm Beach Gardens, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19248860 · public licensing record

Worth Insurance Services, LLC

Palm Beach Gardens, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18782490 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with retail insurance in Palm Beach Gardens, FL?

Public licensing records list 4 independent agencies in Palm Beach Gardens, Florida with qualifications that match retail insurance, within Palm Beach County. Listings are public-record based and are not endorsements.

Can I compare retail insurance with agencies near Palm Beach Gardens?

Yes. You can request quotes in Palm Beach Gardens, or browse Boca Raton, West Palm Beach, Delray Beach to compare independent agencies in nearby markets in Palm Beach County.

What happens after I request retail insurance quotes in Palm Beach Gardens?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Palm Beach Gardens. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does a BOP cover for a retail store?

A business owner's policy bundles property and general liability, often with business interruption. Many small retailers start there and add coverages as needed.

How is my inventory valued after a loss?

Policies differ on cost vs. selling price and seasonal stock swings. An agent can set limits that match your busiest season.

Tell us what you need once.

We'll connect you with an independent agency serving Palm Beach Gardens, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.