Retail stores insurance in Silver Spring, MD

From corner shops to boutiques, retail risk is foot traffic plus inventory.

7independent agencies listed
4with 20+ year records
7serving businesses too

Silver Spring, MD market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Retail coverage to consider

  • General liability
  • Commercial property & inventory
  • Business owner's policy (BOP)
  • Business interruption
  • Workers' compensation
  • Crime & theft coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Silver Spring customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Silver Spring.

81,462residents
33,988households
$99,860median household income
$643,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Silver Spring.

Disaster history in Montgomery County

Federal disaster declarations are public FEMA records of the events that have hit Montgomery County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Montgomery County.

Independent agencies in Silver Spring

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16833007 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 2014438 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8306257 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17742128 · public licensing record

P Allen Haney Company

Silver Spring, MD

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 1628896 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2004 · NPN 7808240 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with retail stores insurance in Silver Spring, MD?

Public licensing records list 7 independent agencies in Silver Spring, Maryland with qualifications that match retail stores insurance, within Montgomery County. Listings are public-record based and are not endorsements.

Can I compare retail stores insurance with agencies near Silver Spring?

Yes. You can request quotes in Silver Spring, or browse Rockville, Bethesda, Chevy Chase to compare independent agencies in nearby markets in Montgomery County.

What happens after I request retail stores insurance quotes in Silver Spring?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Silver Spring. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does a BOP cover for a retail store?

A business owner's policy bundles property and general liability, often with business interruption. Many small retailers start there and add coverages as needed.

How is my inventory valued after a loss?

Policies differ on cost vs. selling price and seasonal stock swings. An agent can set limits that match your busiest season.

Tell us what you need once.

We'll connect you with an independent agency serving Silver Spring, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.