Retail stores insurance in Waltham, MA

From corner shops to boutiques, retail risk is foot traffic plus inventory.

4independent agencies listed
1with 20+ year records
4serving businesses too

Waltham, MA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Retail coverage to consider

  • General liability
  • Commercial property & inventory
  • Business owner's policy (BOP)
  • Business interruption
  • Workers' compensation
  • Crime & theft coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Waltham customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Waltham.

64,902residents
25,498households
$120,216median household income
$748,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Waltham.

Disaster history in Middlesex County

Federal disaster declarations are public FEMA records of the events that have hit Middlesex County hardest. They're useful context when deciding which coverages and limits matter here.

22federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2023most recent: Hurricane Lee

Source: FEMA public records (disaster declarations), county-level figures for Middlesex County.

Independent agencies in Waltham

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 5437545 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8142895 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17560443 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 5437718 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Retail in nearby markets in Middlesex County

Browse nearby markets with enough listed agencies to support a local retail page.

Frequently asked questions

How many independent agencies can help with retail stores insurance in Waltham, MA?

Public licensing records list 4 independent agencies in Waltham, Massachusetts with qualifications that match retail stores insurance, within Middlesex County. Listings are public-record based and are not endorsements.

Can I compare retail stores insurance with agencies near Waltham?

Yes. You can request quotes in Waltham, or browse Framingham, Woburn, Wakefield to compare independent agencies in nearby markets in Middlesex County.

What happens after I request retail stores insurance quotes in Waltham?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Waltham. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does a BOP cover for a retail store?

A business owner's policy bundles property and general liability, often with business interruption. Many small retailers start there and add coverages as needed.

How is my inventory valued after a loss?

Policies differ on cost vs. selling price and seasonal stock swings. An agent can set limits that match your busiest season.

Tell us what you need once.

We'll connect you with an independent agency serving Waltham, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.