Retail stores insurance in Clarksville, TN

From corner shops to boutiques, retail risk is foot traffic plus inventory.

7independent agencies listed
7serving businesses too

Clarksville, TN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Retail coverage to consider

  • General liability
  • Commercial property & inventory
  • Business owner's policy (BOP)
  • Business interruption
  • Workers' compensation
  • Crime & theft coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Clarksville customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Clarksville.

176,456residents
67,832households
$69,303median household income
$263,600median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Clarksville.

Disaster history in Montgomery County

Federal disaster declarations are public FEMA records of the events that have hit Montgomery County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Severe Stormmost common declared peril (12x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Montgomery County.

Independent agencies in Clarksville

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20564036 · public licensing record

Freedom Insurance LLC

Clarksville, TN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 19725778 · public licensing record

Legacy Insurance LLC

Clarksville, TN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20595919 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 8695464 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 17481075 · public licensing record

RMB Financial, PLLC

Clarksville, TN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19020138 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with retail stores insurance in Clarksville, TN?

Public licensing records list 7 independent agencies in Clarksville, Tennessee with qualifications that match retail stores insurance, within Montgomery County. Listings are public-record based and are not endorsements.

Can I compare retail stores insurance with agencies near Clarksville?

Yes. You can request quotes in Clarksville, or browse Nashville, Knoxville, Memphis to compare independent agencies in other Tennessee markets.

What happens after I request retail stores insurance quotes in Clarksville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Clarksville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does a BOP cover for a retail store?

A business owner's policy bundles property and general liability, often with business interruption. Many small retailers start there and add coverages as needed.

How is my inventory valued after a loss?

Policies differ on cost vs. selling price and seasonal stock swings. An agent can set limits that match your busiest season.

Tell us what you need once.

We'll connect you with an independent agency serving Clarksville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.