Salon insurance in Owens Cross Roads, AL

Salons and barbershops mix close personal services, chemicals, and chairs that may be rented by independent stylists — each its own insurance question.

1agency record listed
1with broad P&C qualifications

Owens Cross Roads, AL market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Salons coverage to consider

  • General liability
  • Professional liability (beauty services)
  • Commercial property
  • Workers' compensation
  • Product liability
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Owens Cross Roads customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Owens Cross Roads.

2,826residents
965households
$86,188median household income
$227,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Owens Cross Roads.

Disaster history in Madison County

Federal disaster declarations are public FEMA records of the events that have hit Madison County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (6x)
2024most recent: Hurricane Helene

Source: FEMA public records (disaster declarations), county-level figures for Madison County.

Insurance agency records in Owens Cross Roads

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Joseph Puckett Agency LLC

Owens Cross Roads, AL

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2025 · NPN 21691697 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Salons in nearby markets in Madison County

Browse nearby markets with enough listed agencies to support a local salons page.

Frequently asked questions

How many independent agencies can help with salon insurance in Owens Cross Roads, AL?

Public licensing records list 1 insurance agency in Owens Cross Roads, Alabama with broad licensing qualifications relevant to this category, within Madison County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare salon insurance with agencies near Owens Cross Roads?

Yes. You can request quotes in Owens Cross Roads, or browse Huntsville to compare independent agencies in nearby markets in Madison County.

What happens after I request salon insurance quotes in Owens Cross Roads?

Tell us what you need once. We match your request with one licensed independent agency serving Owens Cross Roads. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do booth renters need their own coverage?

Often yes — independent stylists typically carry their own liability, while the shop covers the premises. An agent can map who covers what.

Are chemical services like coloring covered?

Professional liability for beauty services addresses claims from treatments. Carriers differ on which services they include — worth asking specifically.

Tell us what you need once.

We'll match you with one independent agency serving Owens Cross Roads. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.