Salon insurance in Fargo, ND

Salons and barbershops mix close personal services, chemicals, and chairs that may be rented by independent stylists — each its own insurance question.

14independent agencies listed
14serving businesses too

Fargo, ND market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Salons coverage to consider

  • General liability
  • Professional liability (beauty services)
  • Commercial property
  • Workers' compensation
  • Product liability
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Fargo customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Fargo.

131,627residents
59,970households
$66,998median household income
$281,900median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fargo.

Disaster history in Cass County

Federal disaster declarations are public FEMA records of the events that have hit Cass County hardest. They're useful context when deciding which coverages and limits matter here.

18federal disaster declarations since 2000
Floodmost common declared peril (9x)
2025most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Cass County.

Insurance agency records in Fargo

14 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2008 · NPN 5745484 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19089088 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2008 · NPN 654642 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 8876898 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2021 · NPN 5745405 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2012 · NPN 5086499 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with salon insurance in Fargo, ND?

Public licensing records list 14 insurance agencies in Fargo, North Dakota with broad licensing qualifications relevant to this category, within Cass County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare salon insurance with agencies near Fargo?

Yes. Submit one request for Fargo and we'll connect you with an independent agency that serves your area.

What happens after I request salon insurance quotes in Fargo?

Tell us what you need once. We match your request with one licensed independent agency serving Fargo. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do booth renters need their own coverage?

Often yes — independent stylists typically carry their own liability, while the shop covers the premises. An agent can map who covers what.

Are chemical services like coloring covered?

Professional liability for beauty services addresses claims from treatments. Carriers differ on which services they include — worth asking specifically.

Tell us what you need once.

We'll match you with one independent agency serving Fargo. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.