Umbrella insurance in Allentown, PA

An umbrella policy adds an extra layer of liability protection above your home and auto limits — relevant for landlords, pool owners, teen drivers, and anyone with assets to protect.

6agency records listed
2with 20+ year records
6with broad P&C qualifications

Allentown, PA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Umbrella coverage to consider

  • Excess liability above home/auto limits
  • Bodily injury liability
  • Property damage liability
  • Landlord liability (scheduled rentals)
  • Defense costs
  • Worldwide coverage (per policy terms)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Allentown

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Allentown give that conversation a starting point.

$206,600median home value
$55,494median household income
43%of homes owner-occupied
46,374households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Allentown.

Disaster history in Lehigh County

Federal disaster declarations are public FEMA records of the events that have hit Lehigh County hardest. They're useful context when deciding which coverages and limits matter here.

9federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2016most recent: Severe Winter Storm and Snowstorm

Source: FEMA public records (disaster declarations), county-level figures for Lehigh County.

Insurance agency records in Allentown

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2005 · NPN 2006818 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2008 · NPN 8202749 · Public licensing record

Insureme, Inc.

Allentown, PA

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2024 · NPN 21331292 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2005 · NPN 2005306 · Public licensing record

OLD IM Co, Inc.

Allentown, PA

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2020 · NPN 19632019 · Public licensing record

True Insurance LLC

Allentown, PA

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 20475772 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Allentown

Agencies in this market may also help with related lines that have local licensing depth.

Umbrella in other Pennsylvania markets

Browse nearby markets with enough listed agencies to support a local umbrella page.

Frequently asked questions

How many independent agencies can help with umbrella insurance in Allentown, PA?

Public licensing records list 6 insurance agencies in Allentown, Pennsylvania with broad licensing qualifications relevant to this category, within Lehigh County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare umbrella insurance with agencies near Allentown?

Yes. You can request quotes in Allentown, or browse Pittsburgh, Philadelphia, Irwin to compare independent agencies in other Pennsylvania markets.

What happens after I request umbrella insurance quotes in Allentown?

Tell us what you need once. We match your request with one licensed independent agency serving Allentown. We are not an insurance agency and we do not sell your information into a bidding marketplace.

How does an umbrella policy work?

It sits above your underlying home and auto liability limits and responds after they're exhausted. Carriers require minimum underlying limits — an agent lines those up.

Who actually needs one?

Common fits: rental property owners, households with young drivers, pools, boats, or meaningful savings to protect. An agent can talk through your exposure honestly.

Tell us what you need once.

We'll match you with one independent agency serving Allentown. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.