Umbrella insurance in Abilene, TX

An umbrella policy adds an extra layer of liability protection above your home and auto limits — relevant for landlords, pool owners, teen drivers, and anyone with assets to protect.

42independent agencies listed
6with 20+ year records
42serving businesses too

Abilene, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Umbrella coverage to consider

  • Excess liability above home/auto limits
  • Bodily injury liability
  • Property damage liability
  • Landlord liability (scheduled rentals)
  • Defense costs
  • Worldwide coverage (per policy terms)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Abilene

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Abilene give that conversation a starting point.

$183,700median home value
$62,648median household income
56%of homes owner-occupied
46,917households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Abilene.

Disaster history in Taylor County

Federal disaster declarations are public FEMA records of the events that have hit Taylor County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Firemost common declared peril (5x)
2022most recent: Mesquite Heat Fire

Source: FEMA public records (disaster declarations), county-level figures for Taylor County.

Independent agencies in Abilene

42 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

13 Monarchs LLC

Abilene, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21035262 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1998 · NPN 1648103 · public licensing record

AMC Agents LLC

Abilene, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19454948 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 22056597 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21719362 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18857664 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Abilene

Agencies in this market may also help with related lines that have local licensing depth.

Umbrella in other Texas markets

Browse nearby markets with enough listed agencies to support a local umbrella page.

Frequently asked questions

How many independent agencies can help with umbrella insurance in Abilene, TX?

Public licensing records list 42 independent agencies in Abilene, Texas with qualifications that match umbrella insurance, within Taylor County. Listings are public-record based and are not endorsements.

Can I compare umbrella insurance with agencies near Abilene?

Yes. You can request quotes in Abilene, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request umbrella insurance quotes in Abilene?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Abilene. We are not an insurance agency and we do not sell your information into a bidding marketplace.

How does an umbrella policy work?

It sits above your underlying home and auto liability limits and responds after they're exhausted. Carriers require minimum underlying limits — an agent lines those up.

Who actually needs one?

Common fits: rental property owners, households with young drivers, pools, boats, or meaningful savings to protect. An agent can talk through your exposure honestly.

Tell us what you need once.

We'll connect you with an independent agency serving Abilene, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.