Umbrella insurance in North Salt Lake, UT

An umbrella policy adds an extra layer of liability protection above your home and auto limits — relevant for landlords, pool owners, teen drivers, and anyone with assets to protect.

3agency records listed
2with broad P&C qualifications
1with personal-lines qualifications

North Salt Lake, UT market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Umbrella coverage to consider

  • Excess liability above home/auto limits
  • Bodily injury liability
  • Property damage liability
  • Landlord liability (scheduled rentals)
  • Defense costs
  • Worldwide coverage (per policy terms)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in North Salt Lake

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for North Salt Lake give that conversation a starting point.

$497,700median home value
$101,447median household income
67%of homes owner-occupied
8,066households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for North Salt Lake.

Disaster history in Davis County

Federal disaster declarations are public FEMA records of the events that have hit Davis County hardest. They're useful context when deciding which coverages and limits matter here.

6federal disaster declarations since 2000
Firemost common declared peril (2x)
2021most recent: Straight-Line Winds

Source: FEMA public records (disaster declarations), county-level figures for Davis County.

Insurance agency records in North Salt Lake

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Axcess Insurance Group LLC

North Salt Lake, UT

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2015 · NPN 9304383 · Public licensing record

Unclaimed

License categories: Personal lines property & casualty. Confirm services with the agency.

In records since 2026 · NPN 13224246 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 1576772 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in North Salt Lake

Agencies in this market may also help with related lines that have local licensing depth.

Umbrella in nearby markets in Davis County

Browse nearby markets with enough listed agencies to support a local umbrella page.

Frequently asked questions

How many independent agencies can help with umbrella insurance in North Salt Lake, UT?

Public licensing records list 3 insurance agencies in North Salt Lake, Utah with broad licensing qualifications relevant to this category, within Davis County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare umbrella insurance with agencies near North Salt Lake?

Yes. You can request quotes in North Salt Lake, or browse Bountiful, Farmington, Layton to compare independent agencies in nearby markets in Davis County.

What happens after I request umbrella insurance quotes in North Salt Lake?

Tell us what you need once. We match your request with one licensed independent agency serving North Salt Lake. We are not an insurance agency and we do not sell your information into a bidding marketplace.

How does an umbrella policy work?

It sits above your underlying home and auto liability limits and responds after they're exhausted. Carriers require minimum underlying limits — an agent lines those up.

Who actually needs one?

Common fits: rental property owners, households with young drivers, pools, boats, or meaningful savings to protect. An agent can talk through your exposure honestly.

Tell us what you need once.

We'll match you with one independent agency serving North Salt Lake. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.