Auto insurance in Florida.

1,181 independent agencies are licensed to write auto insurance across Florida, with the most listings in Miami, Tampa, Orlando. Independent agents aren’t tied to one carrier — they compare vehicle coverage from multiple companies to fit your situation.

1,181agencies writing auto
255communities
4,850with 20+ year records

What auto insurance can cover

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent auto agencies are in Florida?

Public licensing records list 1,181 independent agencies licensed to write auto insurance across Florida, in 255 communities. 4850 Florida agencies have records going back 20 or more years.

How do I get auto insurance quotes in Florida?

Tell us what you need once and we route your request to a licensed independent agency that serves your area in Florida. You'll see who may contact you before you submit — and we never sell your information.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.