Auto insurance in Ormond Beach, FL

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

7independent agencies listed
2with 20+ year records
7serving businesses too

Ormond Beach, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Ormond Beach

Auto coverage follows the drivers and vehicles in a household. Here is what Ormond Beach households look like.

96%of households have a vehicle
19,638households
43,976residents
$69,177median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Ormond Beach.

Disaster history in Volusia County

Federal disaster declarations are public FEMA records of the events that have hit Volusia County hardest. They're useful context when deciding which coverages and limits matter here.

30federal disaster declarations since 2000
Hurricanemost common declared peril (18x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Volusia County.

Independent agencies in Ormond Beach

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 21015086 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 7867709 · public licensing record

DBL Surety, Llc.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16326700 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18547972 · public licensing record

Maritime Coverage Corp.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 8795069 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8329870 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Ormond Beach

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Volusia County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Ormond Beach, FL?

Public licensing records list 7 independent agencies in Ormond Beach, Florida with qualifications that match auto insurance, within Volusia County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near Ormond Beach?

Yes. You can request quotes in Ormond Beach, or browse Daytona Beach to compare independent agencies in nearby markets in Volusia County.

What happens after I request auto insurance quotes in Ormond Beach?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Ormond Beach. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving Ormond Beach, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.