Auto insurance in Melville, NY

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

19agency records listed
3with 20+ year records
19with broad P&C qualifications

Melville, NY market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in Melville

Auto coverage follows the drivers and vehicles in a household. Here is what Melville households look like.

94%of households have a vehicle
7,255households
19,714residents
$159,922median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Melville.

Disaster history in Suffolk County

Federal disaster declarations are public FEMA records of the events that have hit Suffolk County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2024most recent: Severe Storm and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Suffolk County.

Insurance agency records in Melville

19 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 19603983 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2017 · NPN 18538340 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2007 · NPN 686765 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2017 · NPN 18376894 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2010 · NPN 9681085 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2016 · NPN 17963461 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Melville

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Suffolk County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in Melville, NY?

Public licensing records list 19 insurance agencies in Melville, New York with broad licensing qualifications relevant to this category, within Suffolk County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare auto insurance with agencies near Melville?

Yes. You can request quotes in Melville, or browse Huntington, Hauppauge, Bohemia to compare independent agencies in nearby markets in Suffolk County.

What happens after I request auto insurance quotes in Melville?

Tell us what you need once. We match your request with one licensed independent agency serving Melville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll match you with one independent agency serving Melville. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.