Auto insurance in San Antonio, TX

Every state requires liability coverage to register a vehicle, but minimums and rules differ.

445independent agencies listed
74with 20+ year records
437serving businesses too
7personal-lines specialists

San Antonio, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Auto coverage to consider

  • Liability (state-required)
  • Personal injury protection / medical payments
  • Collision
  • Comprehensive
  • Uninsured / underinsured motorist
  • Towing & rental reimbursement

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

On the road in San Antonio

Auto coverage follows the drivers and vehicles in a household. Here is what San Antonio households look like.

92%of households have a vehicle
554,581households
1,479,835residents
$65,056median household income

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for San Antonio.

Disaster history in Bexar County

Federal disaster declarations are public FEMA records of the events that have hit Bexar County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2025most recent: Duke Fire

Source: FEMA public records (disaster declarations), county-level figures for Bexar County.

Independent agencies in San Antonio

445 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 20023293 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16436939 · public licensing record

49th ST Insurance LLC

San Antonio, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21349238 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21473952 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21381281 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2000 · NPN 3248900 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in San Antonio

Agencies in this market may also help with related lines that have local licensing depth.

Auto in nearby markets in Bexar County

Browse nearby markets with enough listed agencies to support a local auto page.

Frequently asked questions

How many independent agencies can help with auto insurance in San Antonio, TX?

Public licensing records list 445 independent agencies in San Antonio, Texas with qualifications that match auto insurance, within Bexar County. Listings are public-record based and are not endorsements.

Can I compare auto insurance with agencies near San Antonio?

Yes. You can request quotes in San Antonio, or browse Helotes, Schertz, Windcrest to compare independent agencies in nearby markets in Bexar County.

What happens after I request auto insurance quotes in San Antonio?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving San Antonio. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does “full coverage” really mean?

There's no single "full coverage" policy — it usually means liability plus collision and comprehensive. An agent can explain which coverages fit your vehicle and budget.

What happens if my coverage lapses?

Many states penalize insurance lapses on registered vehicles, including registration suspension and fees. If you're switching carriers, an agent can line up effective dates so there's no gap.

Tell us what you need once.

We'll connect you with an independent agency serving San Antonio, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.