Cleaning businesses insurance in Fredericksburg, VA

Commercial and residential cleaning businesses work inside client properties, which raises liability and bonding needs.

25independent agencies listed
1with 20+ year records
25serving businesses too

Fredericksburg, VA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Cleaning coverage to consider

  • General liability
  • Janitorial / surety bond
  • Workers' compensation
  • Commercial auto
  • Lost key coverage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Fredericksburg customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Fredericksburg.

28,873residents
11,720households
$86,071median household income
$483,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fredericksburg.

Disaster history in Stafford County

Federal disaster declarations are public FEMA records of the events that have hit Stafford County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (4x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Stafford County.

Independent agencies in Fredericksburg

25 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17790633 · public licensing record

Central Park Insurance Inc

Fredericksburg, VA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 16098086 · public licensing record

Firefly Agency LLC

Fredericksburg, VA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 8428579 · public licensing record

Unclaimed
Commercial

In records since 2025 · NPN 21775070 · public licensing record

Unclaimed
Commercial

In records since 2025 · NPN 21775073 · public licensing record

Unclaimed
Commercial

In records since 2025 · NPN 21774870 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with cleaning businesses insurance in Fredericksburg, VA?

Public licensing records list 25 independent agencies in Fredericksburg, Virginia with qualifications that match cleaning businesses insurance, within Stafford County. Listings are public-record based and are not endorsements.

Can I compare cleaning businesses insurance with agencies near Fredericksburg?

Yes. You can request quotes in Fredericksburg, or browse Richmond, Fairfax, Glen Allen to compare independent agencies in other Virginia markets.

What happens after I request cleaning businesses insurance quotes in Fredericksburg?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Fredericksburg. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What is a janitorial bond and do I need one?

A janitorial (surety) bond protects clients against theft by employees. Many commercial clients require it before you start work.

Are my employees covered while working in client homes?

General liability and workers' compensation address different exposures. An agent can confirm you have both where required.

Tell us what you need once.

We'll connect you with an independent agency serving Fredericksburg, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.