Professional liability insurance in Fredericksburg, VA
Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office. Errors & omissions coverage is usually the centerpiece.
Fredericksburg, VA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Professional coverage to consider
- Professional liability (E&O)
- General liability
- Cyber liability
- Business owner's policy (BOP)
- Workers' compensation
- Umbrella / excess liability
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The Fredericksburg customer base
Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Fredericksburg.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fredericksburg.
Disaster history in Stafford County
Federal disaster declarations are public FEMA records of the events that have hit Stafford County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Stafford County.
Insurance agency records in Fredericksburg
25 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Fredericksburg, VA
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2018 · NPN 17790633 · Public licensing record
Fredericksburg, VA
License categories: Property & casualty. Confirm services with the agency.
In records since 2022 · NPN 16098086 · Public licensing record
Fredericksburg, VA
License categories: Property & casualty. Confirm services with the agency.
In records since 2008 · NPN 8428579 · Public licensing record
Fredericksburg, VA
License categories: Managing general agent — property & casualty. Confirm services with the agency.
In records since 2025 · NPN 21775070 · Public licensing record
Fredericksburg, VA
License categories: Managing general agent — property & casualty. Confirm services with the agency.
In records since 2025 · NPN 21775073 · Public licensing record
Fredericksburg, VA
License categories: Managing general agent — property & casualty. Confirm services with the agency.
In records since 2025 · NPN 21774870 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Other coverage in Fredericksburg
Agencies in this market may also help with related lines that have local licensing depth.
Professional in other Virginia markets
Browse nearby markets with enough listed agencies to support a local professional page.
Frequently asked questions
How many independent agencies can help with professional liability insurance in Fredericksburg, VA?
Public licensing records list 25 insurance agencies in Fredericksburg, Virginia with broad licensing qualifications relevant to this category, within Stafford County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare professional liability insurance with agencies near Fredericksburg?
Yes. You can request quotes in Fredericksburg, or browse Richmond, Fairfax, Glen Allen to compare independent agencies in other Virginia markets.
What happens after I request professional liability insurance quotes in Fredericksburg?
Tell us what you need once. We match your request with one licensed independent agency serving Fredericksburg. We are not an insurance agency and we do not sell your information into a bidding marketplace.
What's the difference between E&O and general liability?
General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.
My client's contract requires proof of insurance — now what?
Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.
Tell us what you need once.
We'll match you with one independent agency serving Fredericksburg. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.