Condo & co-op insurance in Billings, MT

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

3agency records listed
3with broad P&C qualifications

Billings, MT market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Billings

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Billings give that conversation a starting point.

$343,400median home value
65%of homes owner-occupied
50,994households
119,434residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Billings.

Disaster history in Yellowstone County

Federal disaster declarations are public FEMA records of the events that have hit Yellowstone County hardest. They're useful context when deciding which coverages and limits matter here.

10federal disaster declarations since 2000
Firemost common declared peril (7x)
2022most recent: Severe Storm and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Yellowstone County.

Insurance agency records in Billings

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 20777083 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2012 · NPN 5085986 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 16516118 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Billings

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in other Montana markets

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Billings, MT?

Public licensing records list 3 insurance agencies in Billings, Montana with broad licensing qualifications relevant to this category, within Yellowstone County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare condo & co-op insurance with agencies near Billings?

Yes. You can request quotes in Billings, or browse Missoula, Kalispell, Whitefish to compare independent agencies in other Montana markets.

What happens after I request condo & co-op insurance quotes in Billings?

Tell us what you need once. We match your request with one licensed independent agency serving Billings. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll match you with one independent agency serving Billings. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.