Condo & co-op insurance in Missoula, MT

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

6independent agencies listed
1with 20+ year records
6serving businesses too

Missoula, MT market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Missoula

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Missoula give that conversation a starting point.

$473,100median home value
47%of homes owner-occupied
34,941households
76,514residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Missoula.

Disaster history in Missoula County

Federal disaster declarations are public FEMA records of the events that have hit Missoula County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Firemost common declared peril (8x)
2026most recent: Severe Winter Storm and Straight-Line Winds

Source: FEMA public records (disaster declarations), county-level figures for Missoula County.

Independent agencies in Missoula

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16917188 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 8412125 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 7897876 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 3815924 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 20437900 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21702631 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Missoula

Agencies in this market may also help with related lines that have local licensing depth.

Condo / co-op in other Montana markets

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Missoula, MT?

Public licensing records list 6 independent agencies in Missoula, Montana with qualifications that match condo & co-op insurance, within Missoula County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Missoula?

Yes. You can request quotes in Missoula, or browse Kalispell, Whitefish, Billings to compare independent agencies in other Montana markets.

What happens after I request condo & co-op insurance quotes in Missoula?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Missoula. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Missoula, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.