Condo & co-op insurance in Rhode Island.

38 independent agencies are licensed to write condo & co-op insurance across Rhode Island, with the most listings in North Kingstown, Providence, Warwick. Independent agents aren’t tied to one carrier — they compare unit coverage from multiple companies to fit your situation.

38agencies writing condo / co-op
14communities
17with 20+ year records

What condo & co-op insurance can cover

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent condo / co-op agencies are in Rhode Island?

Public licensing records list 38 independent agencies licensed to write condo & co-op insurance across Rhode Island, in 14 communities. 17 Rhode Island agencies have records going back 20 or more years.

How do I get condo & co-op insurance quotes in Rhode Island?

Tell us what you need once and we route your request to a licensed independent agency that serves your area in Rhode Island. You'll see who may contact you before you submit — and we never sell your information.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.