Renters insurance in Rhode Island.

38 independent agencies are licensed to write renters insurance across Rhode Island, with the most listings in North Kingstown, Providence, Warwick. An independent agent compares apartmentcoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

38agencies writing renters
14communities
17with 20+ year records

What renters insurance can cover

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent renters agencies are in Rhode Island?

Public licensing records list 38 independent agencies licensed to write renters insurance across Rhode Island, in 14 communities. 17 Rhode Island agencies have records going back 20 or more years.

How do I get renters insurance quotes in Rhode Island?

Tell us what you need once and we match you with one licensed independent agency that serves your area in Rhode Island. We never sell your information or blast it to a list.

What does renters insurance cover?

Your personal property, your liability, and displacement costs (like a hotel) after a covered loss. The building itself is the owner's policy, not yours.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.