Condo & co-op insurance in Henrietta, TX

Condos and co-ops split responsibility between the building's master policy and your own walls-in coverage.

2independent agencies listed
2serving businesses too

Henrietta, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Condo / co-op coverage to consider

  • Interior / walls-in coverage (HO-6)
  • Personal property
  • Personal liability
  • Loss assessment
  • Improvements & betterments
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Henrietta

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Henrietta give that conversation a starting point.

$145,600median home value
78%of homes owner-occupied
1,337households
3,167residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Henrietta.

Disaster history in Clay County

Federal disaster declarations are public FEMA records of the events that have hit Clay County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Firemost common declared peril (6x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Clay County.

Independent agencies in Henrietta

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16954892 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21380054 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Condo / co-op in other Texas markets

Browse nearby markets with enough listed agencies to support a local condo / co-op page.

Frequently asked questions

How many independent agencies can help with condo & co-op insurance in Henrietta, TX?

Public licensing records list 2 independent agencies in Henrietta, Texas with qualifications that match condo & co-op insurance, within Clay County. Listings are public-record based and are not endorsements.

Can I compare condo & co-op insurance with agencies near Henrietta?

Yes. You can request quotes in Henrietta, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request condo & co-op insurance quotes in Henrietta?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Henrietta. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does the building's master policy cover vs. mine?

Master policies vary — some cover units to the original walls, some less. An agent can read your building's docs and set your walls-in coverage to match.

Is co-op insurance different from condo insurance?

The personal policy is similar, but co-op proprietary leases and house rules can add requirements. Independent agents handle both regularly.

Tell us what you need once.

We'll connect you with an independent agency serving Henrietta, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.