Contractor insurance in Redlands, CA

Contractors face licensing, certificate-of-insurance, and workers' compensation requirements that vary by state and project.

9independent agencies listed
9serving businesses too

Redlands, CA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Contractors coverage to consider

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Redlands customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Redlands.

73,375residents
25,152households
$105,041median household income
$618,900median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Redlands.

Disaster history in San Bernardino County

Federal disaster declarations are public FEMA records of the events that have hit San Bernardino County hardest. They're useful context when deciding which coverages and limits matter here.

38federal disaster declarations since 2000
Firemost common declared peril (28x)
2024most recent: Line Fire

Source: FEMA public records (disaster declarations), county-level figures for San Bernardino County.

Insurance agency records in Redlands

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 19540727 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 2752403 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 2746067 · public licensing record

F.O.G.S., Inc.

Redlands, CA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 2746548 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 17815760 · public licensing record

Oncavio, LLC

Redlands, CA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21634867 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Contractors in nearby markets in San Bernardino County

Browse nearby markets with enough listed agencies to support a local contractors page.

Frequently asked questions

How many independent agencies can help with contractor insurance in Redlands, CA?

Public licensing records list 9 insurance agencies in Redlands, California with broad licensing qualifications relevant to this category, within San Bernardino County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare contractor insurance with agencies near Redlands?

Yes. You can request quotes in Redlands, or browse Rancho Cucamonga, Ontario, Fontana to compare independent agencies in nearby markets in San Bernardino County.

What happens after I request contractor insurance quotes in Redlands?

Tell us what you need once. We match your request with one licensed independent agency serving Redlands. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

Can an agency issue certificates of insurance quickly?

Most independent agencies issue certificates of insurance (COIs) for general contractors and project owners. Ask about turnaround time when an agency contacts you.

Tell us what you need once.

We'll match you with one independent agency serving Redlands. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.