Restaurant insurance in Redlands, CA

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

9agency records listed
9with broad P&C qualifications

Redlands, CA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Redlands customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Redlands.

73,375residents
25,152households
$105,041median household income
$618,900median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Redlands.

Disaster history in San Bernardino County

Federal disaster declarations are public FEMA records of the events that have hit San Bernardino County hardest. They're useful context when deciding which coverages and limits matter here.

38federal disaster declarations since 2000
Firemost common declared peril (28x)
2024most recent: Line Fire

Source: FEMA public records (disaster declarations), county-level figures for San Bernardino County.

Insurance agency records in Redlands

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2020 · NPN 19540727 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 2752403 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2017 · NPN 2746067 · Public licensing record

F.O.G.S., Inc.

Redlands, CA

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2015 · NPN 2746548 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2016 · NPN 17815760 · Public licensing record

Oncavio, LLC

Redlands, CA

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2025 · NPN 21634867 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in nearby markets in San Bernardino County

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Redlands, CA?

Public licensing records list 9 insurance agencies in Redlands, California with broad licensing qualifications relevant to this category, within San Bernardino County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Redlands?

Yes. You can request quotes in Redlands, or browse Rancho Cucamonga, Ontario, Fontana to compare independent agencies in nearby markets in San Bernardino County.

What happens after I request restaurant insurance quotes in Redlands?

Tell us what you need once. We match your request with one licensed independent agency serving Redlands. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Redlands. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.