Contractor insurance in Ormond Beach, FL

Contractors face licensing, certificate-of-insurance, and workers' compensation requirements that vary by state and project.

7independent agencies listed
2with 20+ year records
7serving businesses too

Ormond Beach, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Contractors coverage to consider

  • General liability
  • Workers' compensation
  • Commercial auto
  • Tools & equipment (inland marine)
  • Surety & license bonds
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Ormond Beach customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Ormond Beach.

43,976residents
19,638households
$69,177median household income
$354,800median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Ormond Beach.

Disaster history in Volusia County

Federal disaster declarations are public FEMA records of the events that have hit Volusia County hardest. They're useful context when deciding which coverages and limits matter here.

30federal disaster declarations since 2000
Hurricanemost common declared peril (18x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Volusia County.

Insurance agency records in Ormond Beach

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 21015086 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2012 · NPN 7867709 · public licensing record

DBL Surety, Llc.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2011 · NPN 16326700 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18547972 · public licensing record

Maritime Coverage Corp.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 8795069 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2005 · NPN 8329870 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Contractors in nearby markets in Volusia County

Browse nearby markets with enough listed agencies to support a local contractors page.

Frequently asked questions

How many independent agencies can help with contractor insurance in Ormond Beach, FL?

Public licensing records list 7 insurance agencies in Ormond Beach, Florida with broad licensing qualifications relevant to this category, within Volusia County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare contractor insurance with agencies near Ormond Beach?

Yes. You can request quotes in Ormond Beach, or browse Daytona Beach to compare independent agencies in nearby markets in Volusia County.

What happens after I request contractor insurance quotes in Ormond Beach?

Tell us what you need once. We match your request with one licensed independent agency serving Ormond Beach. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need workers' compensation if I'm a sole proprietor?

States have specific rules for sole proprietors and subcontractors. A licensed agent can review whether you need coverage or an exemption based on how your business is set up and where you operate.

Can an agency issue certificates of insurance quickly?

Most independent agencies issue certificates of insurance (COIs) for general contractors and project owners. Ask about turnaround time when an agency contacts you.

Tell us what you need once.

We'll match you with one independent agency serving Ormond Beach. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.