Landlords insurance in Ormond Beach, FL

Owners of rental property need coverage built for tenants, not owner-occupants.

7independent agencies listed
2with 20+ year records
7serving businesses too

Ormond Beach, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Ormond Beach rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Ormond Beach.

21%of households rent
$1,411/momedian gross rent
$354,800median home value
19,638households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Ormond Beach.

Disaster history in Volusia County

Federal disaster declarations are public FEMA records of the events that have hit Volusia County hardest. They're useful context when deciding which coverages and limits matter here.

30federal disaster declarations since 2000
Hurricanemost common declared peril (18x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Volusia County.

Independent agencies in Ormond Beach

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 21015086 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 7867709 · public licensing record

DBL Surety, Llc.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16326700 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18547972 · public licensing record

Maritime Coverage Corp.

Ormond Beach, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 8795069 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8329870 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in Volusia County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Ormond Beach, FL?

Public licensing records list 7 independent agencies in Ormond Beach, Florida with qualifications that match landlords insurance, within Volusia County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Ormond Beach?

Yes. You can request quotes in Ormond Beach, or browse Daytona Beach to compare independent agencies in nearby markets in Volusia County.

What happens after I request landlords insurance quotes in Ormond Beach?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Ormond Beach. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Ormond Beach, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.