Daycare insurance in Kimball, MN

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

1agency record listed
1with broad P&C qualifications

Kimball, MN market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Kimball customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Kimball.

709residents
317households
$66,146median household income
$232,200median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Kimball.

Disaster history in Stearns County

Federal disaster declarations are public FEMA records of the events that have hit Stearns County hardest. They're useful context when deciding which coverages and limits matter here.

5federal disaster declarations since 2000
Severe Stormmost common declared peril (3x)
2022most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Stearns County.

Insurance agency records in Kimball

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 7086650 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Daycares in other Minnesota markets

Browse nearby markets with enough listed agencies to support a local daycares page.

Frequently asked questions

How many independent agencies can help with daycare insurance in Kimball, MN?

Public licensing records list 1 insurance agency in Kimball, Minnesota with broad licensing qualifications relevant to this category, within Stearns County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Kimball?

Yes. You can request quotes in Kimball, or browse Minneapolis, Edina, Plymouth to compare independent agencies in other Minnesota markets.

What happens after I request daycare insurance quotes in Kimball?

Tell us what you need once. We match your request with one licensed independent agency serving Kimball. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Kimball. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.