Daycare insurance in Addison, TX

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

23independent agencies listed
3with 20+ year records
23serving businesses too

Addison, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Addison customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Addison.

17,290residents
10,795households
$73,854median household income
$482,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Addison.

Disaster history in Dallas County

Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dallas County.

Insurance agency records in Addison

23 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 17582193 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2003 · NPN 7926502 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2012 · NPN 16852090 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18472398 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2026 · NPN 22190031 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18797317 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with daycare insurance in Addison, TX?

Public licensing records list 23 insurance agencies in Addison, Texas with broad licensing qualifications relevant to this category, within Dallas County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Addison?

Yes. You can request quotes in Addison, or browse Dallas, Irving, Richardson to compare independent agencies in nearby markets in Dallas County.

What happens after I request daycare insurance quotes in Addison?

Tell us what you need once. We match your request with one licensed independent agency serving Addison. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Addison. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.