Landlords insurance in Addison, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

23independent agencies listed
3with 20+ year records
23serving businesses too

Addison, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Addison rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Addison.

82%of households rent
$1,784/momedian gross rent
$482,000median home value
10,795households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Addison.

Disaster history in Dallas County

Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dallas County.

Independent agencies in Addison

23 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17582193 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2003 · NPN 7926502 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 16852090 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18472398 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22190031 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18797317 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Addison, TX?

Public licensing records list 23 independent agencies in Addison, Texas with qualifications that match landlords insurance, within Dallas County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Addison?

Yes. You can request quotes in Addison, or browse Dallas, Irving, Richardson to compare independent agencies in nearby markets in Dallas County.

What happens after I request landlords insurance quotes in Addison?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Addison. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Addison, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.