Daycare insurance in Lexington, TX

Child care programs — from home-based daycares to centers — carry liability that generalist policies don't contemplate.

3agency records listed
1with 20+ year records
3with broad P&C qualifications

Lexington, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Daycares coverage to consider

  • General liability
  • Professional liability
  • Abuse & molestation liability
  • Commercial property
  • Workers' compensation
  • Commercial auto (transport)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lexington customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lexington.

1,365residents
619households
$56,354median household income
$175,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lexington.

Disaster history in Lee County

Federal disaster declarations are public FEMA records of the events that have hit Lee County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Lee County.

Insurance agency records in Lexington

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Kim Dowdy, LLC

Lexington, TX

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2009 · NPN 13439458 · Public licensing record

Melissa Wagner LLC

Lexington, TX

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 21234397 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 1989 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Daycares in nearby markets in Lee County

Browse nearby markets with enough listed agencies to support a local daycares page.

Frequently asked questions

How many independent agencies can help with daycare insurance in Lexington, TX?

Public licensing records list 3 insurance agencies in Lexington, Texas with broad licensing qualifications relevant to this category, within Lee County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare daycare insurance with agencies near Lexington?

Yes. You can request quotes in Lexington, or browse Giddings to compare independent agencies in nearby markets in Lee County.

What happens after I request daycare insurance quotes in Lexington?

Tell us what you need once. We match your request with one licensed independent agency serving Lexington. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does my licensing status affect my insurance?

Program type and state licensing status shape what carriers will write and what coverage makes sense. An agent who knows child care can walk through it.

Is a home daycare covered by homeowners insurance?

Generally not for business liability — most homeowners policies exclude or sharply limit it. A child-care policy fills the gap.

Tell us what you need once.

We'll match you with one independent agency serving Lexington. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.