Restaurants insurance in Lexington, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

3independent agencies listed
1with 20+ year records
3serving businesses too

Lexington, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lexington customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lexington.

1,365residents
619households
$56,354median household income
$175,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lexington.

Disaster history in Lee County

Federal disaster declarations are public FEMA records of the events that have hit Lee County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Lee County.

Independent agencies in Lexington

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Kim Dowdy, LLC

Lexington, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 13439458 · public licensing record

Melissa Wagner LLC

Lexington, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21234397 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1989 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in nearby markets in Lee County

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurants insurance in Lexington, TX?

Public licensing records list 3 independent agencies in Lexington, Texas with qualifications that match restaurants insurance, within Lee County. Listings are public-record based and are not endorsements.

Can I compare restaurants insurance with agencies near Lexington?

Yes. You can request quotes in Lexington, or browse Giddings to compare independent agencies in nearby markets in Lee County.

What happens after I request restaurants insurance quotes in Lexington?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Lexington. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Lexington, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.