Flood insurance in Russellville, AR

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

1agency record listed
1with broad P&C qualifications

Russellville, AR market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Russellville

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Russellville give that conversation a starting point.

$172,400median home value
1985median year homes built
55%of homes owner-occupied
10,399households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Russellville.

Flood history in Pope County

Standard homeowners policies don't cover flood damage. Federal flood program records show what flooding has actually done in Pope County.

64NFIP flood claims on record since 1978
$970Kpaid to NFIP policyholders
9claims in the last 10 years
12federal disaster declarations since 2000

Source: FEMA public records (disaster declarations and National Flood Insurance Program claims), county-level figures for Pope County. NFIP figures reflect the federal flood program only, not private flood policies.

Insurance agency records in Russellville

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Lhic, LLC

Russellville, AR

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2020 · NPN 19391218 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Flood in other Arkansas markets

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Russellville, AR?

Public licensing records list 1 insurance agency in Russellville, Arkansas with broad licensing qualifications relevant to this category, within Pope County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare flood insurance with agencies near Russellville?

Yes. You can request quotes in Russellville, or browse Little Rock, Conway, Fayetteville to compare independent agencies in other Arkansas markets.

What happens after I request flood insurance quotes in Russellville?

Tell us what you need once. We match your request with one licensed independent agency serving Russellville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll match you with one independent agency serving Russellville. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.