Illinois

Flood insurance in Illinois.

676 independent agencies are licensed to write flood insurance across Illinois, with the most listings in Chicago, Deerfield, Schaumburg. An independent agent compares propertycoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

Request quotes All Illinois agencies

676agencies writing flood

188communities

220with 20+ year records

What flood insurance can cover

Building coverage
Contents coverage
NFIP policies
Private flood markets
Excess flood (above NFIP limits)
Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Where to look

Flood agencies across Illinois.

The Illinois communities with the most flood listings. Pick yours to see local agencies.

Chicago144 agencies Deerfield33 agencies Schaumburg25 agencies Naperville21 agencies Itasca14 agencies Northbrook12 agencies Oak Brook11 agencies Rolling Meadows11 agencies Oakbrook Terrace10 agencies Lombard9 agencies Skokie9 agencies Arlington Heights8 agencies Downers Grove8 agencies Elgin8 agencies Springfield8 agencies Orland Park7 agencies Peoria7 agencies Aurora6 agencies

Every community

All Illinois communities for flood insurance

188 communities have at least one independent agency licensed for flood insurance. Browse them all:

Addison (4)Algonquin (1)Alsip (2)Arlington Heights (8)Auburn (1)Aurora (6)Bannockburn (1)Barrington (5)Bartlett (1)Batavia (3)Bedford Park (2)Beecher (1)Belleville (4)Belvidere (1)Bensenville (1)Berwyn (1)Bloomingdale (3)Bloomington (6)Bolingbrook (2)Bowen (1)Bradley (1)Brighton (1)Buffalo Grove (3)Burr Ridge (5)Carbondale (1)Carol Stream (1)Cary (1)Centralia (2)Champaign (4)Chicago (144)Chicago Ridge (1)Cissna Park (1)Clarendon Hills (1)Colfax (1)Columbia (4)Countryside (1)Crystal Lake (3)Danville (1)Darien (2)De Kalb (1)Decatur (1)Deer Park (1)Deerfield (33)Des Plaines (4)Dixon (2)Downer Grove (1)Downers Grove (8)Dunlap (1)East Dundee (1)East Peoria (1)Edwardsville (3)Effingham (1)Elburn (2)Elgin (8)Elk Grove Village (4)Elmhurst (2)Elmwood Park (1)Eureka (1)Evanston (4)Evergreen Park (5)Flossmoor (1)Frankfort (1)Franklin Park (1)Galena (1)Galva (1)Geneva (5)Glen Carbon (2)Glen Ellyn (2)Glenview (1)Godfrey (2)Grayslake (1)Gurnee (1)Hampshire (1)Hanover Park (2)Harrisburg (1)Highland Park (4)Highwood (3)Hillside (1)Hinsdale (3)Hoffman Estates (4)Homer Glen (2)Homewood (1)Indianapolis (1)Itasca (14)Jacksonville (1)Joliet (5)Kewanee (1)La Grange (2)La Salle (1)Lake Bluff (2)Lake Forest (5)Lake In The Hills (2)Lake Zurich (6)Lasalle (1)Lemont (2)Libertyville (5)Lincolnshire (1)Lincolnwood (2)Lisle (6)Lombard (9)Loves Park (1)Lynwood (1)Macomb (1)Manteno (1)Marion (2)Matteson (2)Mattoon (1)Minonk (1)Mokena (2)Moline (2)Morris (2)Morton Grove (1)Mount Vernon (2)Mt Prospect (2)Mt Vernon (3)Mundelein (1)N Riverside (1)Naperville (21)New Lenox (2)Niles (1)Normal (3)North Barrington (1)Northbrook (12)Northfield (2)O Fallon (1)Oak Brook (11)Oak Forest (2)Oak Lawn (2)Oak Park (1)Oakbrook Terrace (10)Ofallon (1)Orland Park (7)Oswego (3)Palatine (5)Palos Heights (2)Palos Park (1)Paris (1)Park Ridge (6)Peoria (7)Peoria Heights (2)Pittsfield (1)Quincy (1)Rantoul (1)Raymond (1)Richmond (1)Riverdale (1)Riverwoods (1)Robinson (1)Rockford (4)Rolling Meadows (11)Roselle (1)Rosemont (3)Saint Charles (1)Salem (1)Savoy (1)Schaumburg (25)Shelbyville (1)Shorewood (1)Skokie (9)South Barrington (1)South Beloit (1)South Elgin (1)Spring Grove (1)Springfield (8)St. Charles (5)Stockton (1)Summit (1)Sycamore (2)Tinley Park (3)Tuscola (1)Vernon Hills (1)Warrenville (3)Washington (1)Waukegan (3)Westchester (2)Westmont (3)Wheaton (4)Wheeling (1)Willowbrook (3)Wilmette (2)Winfield (1)Wonder Lake (1)Wood Dale (1)Woodridge (1)Woodstock (1)Worth (1)Yorkville (1)Zion (1)

Frequently asked questions

How many independent flood agencies are in Illinois?

Public licensing records list 676 independent agencies licensed to write flood insurance across Illinois, in 188 communities. 220 Illinois agencies have records going back 20 or more years.

How do I get flood insurance quotes in Illinois?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in Illinois. You'll see who may contact you before you submit, and we never sell your information.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

More coverage

Other lines in Illinois.

Homeowners Auto Renters Condo / co-op Umbrella

Flood insurance in other states

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.