Umbrella insurance in Illinois.
676 independent agencies are licensed to write umbrella insurance across Illinois, with the most listings in Chicago, Deerfield, Schaumburg. Independent agents aren’t tied to one carrier — they compare household coverage from multiple companies to fit your situation.
What umbrella insurance can cover
- Excess liability above home/auto limits
- Bodily injury liability
- Property damage liability
- Landlord liability (scheduled rentals)
- Defense costs
- Worldwide coverage (per policy terms)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Umbrella agencies across Illinois.
The Illinois communities with the most umbrella listings. Pick yours to see local agencies.
Frequently asked questions
How many independent umbrella agencies are in Illinois?
Public licensing records list 676 independent agencies licensed to write umbrella insurance across Illinois, in 191 communities. 220 Illinois agencies have records going back 20 or more years.
How do I get umbrella insurance quotes in Illinois?
Tell us what you need once and we route your request to a licensed independent agency that serves your area in Illinois. You'll see who may contact you before you submit — and we never sell your information.
How does an umbrella policy work?
It sits above your underlying home and auto liability limits and responds after they're exhausted. Carriers require minimum underlying limits — an agent lines those up.
Other lines in Illinois.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.