Flood insurance in Alexandria, MN

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

4independent agencies listed
4serving businesses too

Alexandria, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Alexandria

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Alexandria give that conversation a starting point.

$275,300median home value
1984median year homes built
57%of homes owner-occupied
6,975households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Alexandria.

Disaster history in Douglas County

Federal disaster declarations are public FEMA records of the events that have hit Douglas County hardest. They're useful context when deciding which coverages and limits matter here.

6federal disaster declarations since 2000
Severe Stormmost common declared peril (4x)
2022most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Douglas County.

Independent agencies in Alexandria

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 11608590 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21241443 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 16386213 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 16014143 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Alexandria

Agencies in this market may also help with related lines that have local licensing depth.

Flood in other Minnesota markets

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Alexandria, MN?

Public licensing records list 4 independent agencies in Alexandria, Minnesota with qualifications that match flood insurance, within Douglas County. Listings are public-record based and are not endorsements.

Can I compare flood insurance with agencies near Alexandria?

Yes. You can request quotes in Alexandria, or browse Minneapolis, Edina, Plymouth to compare independent agencies in other Minnesota markets.

What happens after I request flood insurance quotes in Alexandria?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Alexandria. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll connect you with an independent agency serving Alexandria, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.