Homeowners insurance in Little Rock, AR

Homes range from starter capes to coastal properties with very different wind and water exposures.

29independent agencies listed
3with 20+ year records
28serving businesses too
1personal-lines specialists

Little Rock, AR market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Little Rock

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Little Rock give that conversation a starting point.

54%of homes owner-occupied
$236,400median home value
1978median year homes built
87,858households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Little Rock.

Disaster history in Pulaski County

Federal disaster declarations are public FEMA records of the events that have hit Pulaski County hardest. They're useful context when deciding which coverages and limits matter here.

19federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Pulaski County.

Independent agencies in Little Rock

29 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 18726923 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 10165717 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 17992246 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 9931987 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 7476387 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 8747990 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Little Rock

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in nearby markets in Pulaski County

Browse nearby markets with enough listed agencies to support a local homeowners page.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Little Rock, AR?

Public licensing records list 29 independent agencies in Little Rock, Arkansas with qualifications that match homeowners insurance, within Pulaski County. Listings are public-record based and are not endorsements.

Can I compare homeowners insurance with agencies near Little Rock?

Yes. You can request quotes in Little Rock, or browse North Little Rock, Maumelle to compare independent agencies in nearby markets in Pulaski County.

What happens after I request homeowners insurance quotes in Little Rock?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Little Rock. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll connect you with an independent agency serving Little Rock, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.