Homeowners insurance in Paul, ID

Homes range from starter capes to coastal properties with very different wind and water exposures.

1agency record listed
1with broad P&C qualifications

Paul, ID market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Paul

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Paul give that conversation a starting point.

65%of homes owner-occupied
$268,100median home value
1972median year homes built
616households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Paul.

Disaster history in Minidoka County

Federal disaster declarations are public FEMA records of the events that have hit Minidoka County hardest. They're useful context when deciding which coverages and limits matter here.

2federal disaster declarations since 2000
Floodmost common declared peril (1x)
2017most recent: Severe Winter Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Minidoka County.

Insurance agency records in Paul

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2016 · NPN 9088435 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Homeowners in other Idaho markets

Browse nearby markets with enough listed agencies to support a local homeowners page.

Shopping for home insurance?

Compare the terms you have and prepare useful questions before choosing an agency or policy.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Paul, ID?

Public licensing records list 1 insurance agency in Paul, Idaho with broad licensing qualifications relevant to this category, within Minidoka County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare homeowners insurance with agencies near Paul?

Yes. You can request quotes in Paul, or browse Meridian, Boise, Coeur D Alene to compare independent agencies in other Idaho markets.

What happens after I request homeowners insurance quotes in Paul?

Tell us what you need once. We match your request with one licensed independent agency serving Paul. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll match you with one independent agency serving Paul. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.