Homeowners insurance in Rockville, MD

Homes range from starter capes to coastal properties with very different wind and water exposures.

12agency records listed
4with 20+ year records
12with broad P&C qualifications

Rockville, MD market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Rockville

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Rockville give that conversation a starting point.

53%of homes owner-occupied
$682,300median home value
1979median year homes built
26,976households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Rockville.

Disaster history in Montgomery County

Federal disaster declarations are public FEMA records of the events that have hit Montgomery County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Montgomery County.

Insurance agency records in Rockville

12 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2013 · NPN 1997228 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2011 · NPN 3000738 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2006 · NPN 2012873 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 21392471 · Public licensing record

JW INS Agency Inc

Rockville, MD

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2025 · NPN 8433876 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2010 · NPN 2012969 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Rockville

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in nearby markets in Montgomery County

Browse nearby markets with enough listed agencies to support a local homeowners page.

Shopping for home insurance?

Compare the terms you have and prepare useful questions before choosing an agency or policy.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Rockville, MD?

Public licensing records list 12 insurance agencies in Rockville, Maryland with broad licensing qualifications relevant to this category, within Montgomery County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare homeowners insurance with agencies near Rockville?

Yes. You can request quotes in Rockville, or browse Silver Spring, Bethesda, Chevy Chase to compare independent agencies in nearby markets in Montgomery County.

What happens after I request homeowners insurance quotes in Rockville?

Tell us what you need once. We match your request with one licensed independent agency serving Rockville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll match you with one independent agency serving Rockville. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.