Homeowners insurance in Teaneck, NJ

Homes range from starter capes to coastal properties with very different wind and water exposures.

4independent agencies listed
4serving businesses too

Teaneck, NJ market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Bergen County

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Bergen County give that conversation a starting point.

65%of homes owner-occupied
$623,000median home value
1960median year homes built
355,127households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Bergen County. The Census Bureau doesn't publish place-level estimates for Teaneck, so figures cover the county.

Disaster history in Bergen County

Federal disaster declarations are public FEMA records of the events that have hit Bergen County hardest. They're useful context when deciding which coverages and limits matter here.

17federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2021most recent: Remnants of Hurricane Ida

Source: FEMA public records (disaster declarations), county-level figures for Bergen County.

Insurance agency records in Teaneck

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

EL Risk LLC

Teaneck, NJ

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21550139 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2014 · NPN 16243855 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 21005682 · public licensing record

Zimm Agency Inc

Teaneck, NJ

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 17751947 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Teaneck

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in nearby markets in Bergen County

Browse nearby markets with enough listed agencies to support a local homeowners page.

Shopping for home insurance?

Compare the terms you have and prepare useful questions before choosing an agency or policy.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Teaneck, NJ?

Public licensing records list 4 insurance agencies in Teaneck, New Jersey with broad licensing qualifications relevant to this category, within Bergen County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare homeowners insurance with agencies near Teaneck?

Yes. You can request quotes in Teaneck, or browse Mahwah, Englewood Cliffs, Englewood to compare independent agencies in nearby markets in Bergen County.

What happens after I request homeowners insurance quotes in Teaneck?

Tell us what you need once. We match your request with one licensed independent agency serving Teaneck. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll match you with one independent agency serving Teaneck. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.