Homeowners insurance in Washington, PA

Homes range from starter capes to coastal properties with very different wind and water exposures.

2independent agencies listed
2serving businesses too

Washington, PA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Washington

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Washington give that conversation a starting point.

45%of homes owner-occupied
$128,200median home value
1942median year homes built
6,023households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Washington.

Disaster history in Washington County

Federal disaster declarations are public FEMA records of the events that have hit Washington County hardest. They're useful context when deciding which coverages and limits matter here.

5federal disaster declarations since 2000
Hurricanemost common declared peril (3x)
2012most recent: Hurricane Sandy

Source: FEMA public records (disaster declarations), county-level figures for Washington County.

Independent agencies in Washington

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 1975875 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 2008969 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Homeowners in other Pennsylvania markets

Browse nearby markets with enough listed agencies to support a local homeowners page.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Washington, PA?

Public licensing records list 2 independent agencies in Washington, Pennsylvania with qualifications that match homeowners insurance, within Washington County. Listings are public-record based and are not endorsements.

Can I compare homeowners insurance with agencies near Washington?

Yes. You can request quotes in Washington, or browse Pittsburgh, Philadelphia, Irwin to compare independent agencies in other Pennsylvania markets.

What happens after I request homeowners insurance quotes in Washington?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Washington. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll connect you with an independent agency serving Washington, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.