Landlords insurance in Ft Lauderdale, FL

Owners of rental property need coverage built for tenants, not owner-occupants.

7independent agencies listed
1with 20+ year records
7serving businesses too

Ft Lauderdale, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Ft Lauderdale rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Ft Lauderdale.

46%of households rent
$1,854/momedian gross rent
$486,700median home value
80,999households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Ft Lauderdale.

Disaster history in Broward County

Federal disaster declarations are public FEMA records of the events that have hit Broward County hardest. They're useful context when deciding which coverages and limits matter here.

24federal disaster declarations since 2000
Hurricanemost common declared peril (19x)
2024most recent: Hurricane Milton

Source: FEMA public records (disaster declarations), county-level figures for Broward County.

Independent agencies in Ft Lauderdale

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 3117423 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 10031278 · public licensing record

AGS Marketing Corporation

Ft Lauderdale, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 13411365 · public licensing record

Clovered, Inc.

Ft Lauderdale, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19060405 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19598326 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17718626 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Ft Lauderdale, FL?

Public licensing records list 7 independent agencies in Ft Lauderdale, Florida with qualifications that match landlords insurance, within Broward County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Ft Lauderdale?

Yes. You can request quotes in Ft Lauderdale, or browse Fort Lauderdale, Pembroke Pines, Sunrise to compare independent agencies in nearby markets in Broward County.

What happens after I request landlords insurance quotes in Ft Lauderdale?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Ft Lauderdale. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Ft Lauderdale, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.