Landlords insurance in Florida.
1,238 independent agencies are licensed to write landlords insurance across Florida, with the most listings in Miami, Tampa, Orlando. Independent agents aren’t tied to one carrier — they compare rental property coverage from multiple companies to fit your situation.
What landlords insurance can cover
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Landlords agencies across Florida.
The Florida communities with the most landlords listings. Pick yours to see local agencies.
Frequently asked questions
How many independent landlords agencies are in Florida?
Public licensing records list 1,238 independent agencies licensed to write landlords insurance across Florida, in 258 communities. 4850 Florida agencies have records going back 20 or more years.
How do I get landlords insurance quotes in Florida?
Tell us what you need once and we route your request to a licensed independent agency that serves your area in Florida. You'll see who may contact you before you submit — and we never sell your information.
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Other lines in Florida.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.