Landlords insurance in Honolulu, HI

Owners of rental property need coverage built for tenants, not owner-occupants.

10independent agencies listed
1with 20+ year records
10serving businesses too

Honolulu, HI market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Honolulu County rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Honolulu County.

40%of households rent
$2,083/momedian gross rent
$897,500median home value
338,868households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Honolulu County. The Census Bureau doesn't publish place-level estimates for Honolulu, so figures cover the county.

Disaster history in Honolulu County

Federal disaster declarations are public FEMA records of the events that have hit Honolulu County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Firemost common declared peril (4x)
2026most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Honolulu County.

Independent agencies in Honolulu

10 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

ACW Group, LLC

Honolulu, HI

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 13381570 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 4793033 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 28472 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 2753529 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 4682799 · public licensing record

JHC Services Inc

Honolulu, HI

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18193473 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Honolulu, HI?

Public licensing records list 10 independent agencies in Honolulu, Hawaii with qualifications that match landlords insurance, within Honolulu County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Honolulu?

Yes. Submit one request for Honolulu and we'll connect you with an independent agency that serves your area.

What happens after I request landlords insurance quotes in Honolulu?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Honolulu. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Honolulu, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.