Renters insurance in Honolulu, HI
Renters insurance covers your belongings and your liability in the place you rent. The building owner's policy stops at the structure, and many leases now require renters coverage at signing.
Honolulu, HI market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Renters coverage to consider
- Personal property
- Personal liability
- Loss of use (hotel, meals)
- Guest medical payments
- Scheduled items (jewelry, bikes, instruments)
- Water backup (where offered)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Renting in Honolulu County
Renters coverage protects your belongings and liability rather than the building itself. Here is what renting looks like in Honolulu County.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Honolulu County. The Census Bureau doesn't publish place-level estimates for Honolulu, so figures cover the county.
Disaster history in Honolulu County
Federal disaster declarations are public FEMA records of the events that have hit Honolulu County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Honolulu County.
Insurance agency records in Honolulu
10 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Honolulu, HI
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2012 · NPN 13381570 · Public licensing record
Honolulu, HI
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2016 · NPN 4793033 · Public licensing record
License categories: Property & casualty. Confirm services with the agency.
In records since 2006 · NPN 28472 · Public licensing record
Honolulu, HI
License categories: Property & casualty. Confirm services with the agency.
In records since 2009 · NPN 2753529 · Public licensing record
Honolulu, HI
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2022 · NPN 4682799 · Public licensing record
Honolulu, HI
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2017 · NPN 18193473 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Own a rental property in Honolulu? See landlord insurance in Honolulu for coverage built for property owners.
Other coverage in Honolulu
Agencies in this market may also help with related lines that have local licensing depth.
Frequently asked questions
How many independent agencies can help with renters insurance in Honolulu, HI?
Public licensing records list 10 insurance agencies in Honolulu, Hawaii with broad licensing qualifications relevant to this category, within Honolulu County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare renters insurance with agencies near Honolulu?
Yes. Submit one request for Honolulu and we'll connect you with an independent agency that serves your area.
What happens after I request renters insurance quotes in Honolulu?
Tell us what you need once. We match your request with one licensed independent agency serving Honolulu. We are not an insurance agency and we do not sell your information into a bidding marketplace.
What does renters insurance cover?
Your personal property, your liability, and displacement costs (like a hotel) after a covered loss. The building itself is the owner's policy, not yours.
Can roommates share one renters policy?
It depends on the carrier and how the lease is written. An agent can tell you what's allowed and what's smart.
Tell us what you need once.
We'll match you with one independent agency serving Honolulu. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.