Landlord insurance in Kentucky.

111 independent agencies are licensed to write landlord insurance across Kentucky, with the most listings in Louisville, Lexington, Bowling Green. An independent agent compares rental propertycoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

111agencies writing landlords
41communities
51with 20+ year records

What landlord insurance can cover

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent landlords agencies are in Kentucky?

Public licensing records list 111 independent agencies licensed to write landlord insurance across Kentucky, in 41 communities. 51 Kentucky agencies have records going back 20 or more years.

How do I get landlord insurance quotes in Kentucky?

Tell us what you need once and we match you with one licensed independent agency that serves your area in Kentucky. We never sell your information or blast it to a list.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.