Landlords insurance.
21,693 independent agencies across the country are licensed to write landlords insurance. Tell us what you need once and we route your request to a licensed independent agent who can compare rental property coverage from multiple carriers — not just one.
What landlords insurance can cover
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Landlords insurance by state.
Pick your state to see local independent agencies and request quotes.
Frequently asked questions
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Does landlord insurance cover lost rent?
Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.
Should tenants carry renters insurance?
Requiring renters insurance can reduce disputes. An agent can explain how it works alongside your landlord policy.
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.