Landlords insurance in Grand Rapids, MN

Owners of rental property need coverage built for tenants, not owner-occupants.

1independent agency listed
1serving businesses too

Grand Rapids, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Grand Rapids rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Grand Rapids.

38%of households rent
$1,090/momedian gross rent
$213,800median home value
4,682households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Grand Rapids.

Disaster history in Itasca County

Federal disaster declarations are public FEMA records of the events that have hit Itasca County hardest. They're useful context when deciding which coverages and limits matter here.

6federal disaster declarations since 2000
Severe Stormmost common declared peril (3x)
2024most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Itasca County.

Independent agencies in Grand Rapids

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 7507766 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in other Minnesota markets

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Grand Rapids, MN?

Public licensing records list 1 independent agency in Grand Rapids, Minnesota with qualifications that match landlords insurance, within Itasca County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Grand Rapids?

Yes. You can request quotes in Grand Rapids, or browse Minneapolis, Edina, Plymouth to compare independent agencies in other Minnesota markets.

What happens after I request landlords insurance quotes in Grand Rapids?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Grand Rapids. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Grand Rapids, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.