Landlords insurance in Gilmer, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

8independent agencies listed
1with 20+ year records
8serving businesses too

Gilmer, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Gilmer rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Gilmer.

44%of households rent
$986/momedian gross rent
$166,700median home value
1,759households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Gilmer.

Disaster history in Upshur County

Federal disaster declarations are public FEMA records of the events that have hit Upshur County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (6x)
2024most recent: Hurricane Beryl

Source: FEMA public records (disaster declarations), county-level figures for Upshur County.

Independent agencies in Gilmer

8 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17672078 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18494518 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20979248 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18675510 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20591820 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21517700 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Gilmer, TX?

Public licensing records list 8 independent agencies in Gilmer, Texas with qualifications that match landlords insurance, within Upshur County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Gilmer?

Yes. You can request quotes in Gilmer, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request landlords insurance quotes in Gilmer?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Gilmer. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Gilmer, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.