Landlords insurance in Laredo, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

60independent agencies listed
6with 20+ year records
60serving businesses too

Laredo, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Laredo rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Laredo.

36%of households rent
$1,030/momedian gross rent
$193,500median home value
78,082households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Laredo.

Disaster history in Webb County

Federal disaster declarations are public FEMA records of the events that have hit Webb County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2024most recent: Hurricane Beryl

Source: FEMA public records (disaster declarations), county-level figures for Webb County.

Independent agencies in Laredo

60 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8435289 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21160522 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21349222 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 15880185 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21161157 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20374699 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Laredo, TX?

Public licensing records list 60 independent agencies in Laredo, Texas with qualifications that match landlords insurance, within Webb County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Laredo?

Yes. You can request quotes in Laredo, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request landlords insurance quotes in Laredo?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Laredo. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Laredo, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.