Landlords insurance in Midland, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

26independent agencies listed
6with 20+ year records
26serving businesses too

Midland, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Midland rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Midland.

35%of households rent
$1,434/momedian gross rent
$319,200median home value
53,414households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Midland.

Disaster history in Midland County

Federal disaster declarations are public FEMA records of the events that have hit Midland County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Firemost common declared peril (8x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Midland County.

Independent agencies in Midland

26 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21090291 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1984 · NPN 8161449 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 18102152 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8955755 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20423200 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1996 · NPN 1336923 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Midland, TX?

Public licensing records list 26 independent agencies in Midland, Texas with qualifications that match landlords insurance, within Midland County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Midland?

Yes. You can request quotes in Midland, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request landlords insurance quotes in Midland?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Midland. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Midland, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.