Landlord insurance in Odessa, TX

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

39independent agencies listed
9with 20+ year records
39serving businesses too

Odessa, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Odessa rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Odessa.

40%of households rent
$1,315/momedian gross rent
$223,100median home value
46,660households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Odessa.

Disaster history in Ector County

Federal disaster declarations are public FEMA records of the events that have hit Ector County hardest. They're useful context when deciding which coverages and limits matter here.

10federal disaster declarations since 2000
Firemost common declared peril (5x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Ector County.

Independent agencies in Odessa

39 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21698193 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 9148473 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21070822 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8959108 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 12747931 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1984 · NPN 5110128 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Odessa? See renters insurance in Odessa for coverage of your own belongings and liability as a tenant.

Frequently asked questions

How many independent agencies can help with landlord insurance in Odessa, TX?

Public licensing records list 39 independent agencies in Odessa, Texas with qualifications that match landlord insurance, within Ector County. Listings are public-record based and are not endorsements.

Can I compare landlord insurance with agencies near Odessa?

Yes. You can request quotes in Odessa, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request landlord insurance quotes in Odessa?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Odessa. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Odessa, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.