Landscapers insurance in Duluth, MN

Landscaping and lawn-care businesses carry seasonal payroll, vehicles, and equipment.

5independent agencies listed
5serving businesses too

Duluth, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landscapers coverage to consider

  • General liability
  • Commercial auto
  • Workers' compensation
  • Inland marine (equipment)
  • Herbicide & pesticide coverage
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Duluth customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Duluth.

87,093residents
37,447households
$68,807median household income
$242,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Duluth.

Disaster history in St. Louis County

Federal disaster declarations are public FEMA records of the events that have hit St. Louis County hardest. They're useful context when deciding which coverages and limits matter here.

9federal disaster declarations since 2000
Floodmost common declared peril (6x)
2025most recent: Munger Shaw Fire

Source: FEMA public records (disaster declarations), county-level figures for St. Louis County.

Independent agencies in Duluth

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 16433132 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 661330 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 17572198 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 16098226 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 8547334 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landscapers insurance in Duluth, MN?

Public licensing records list 5 independent agencies in Duluth, Minnesota with qualifications that match landscapers insurance, within St. Louis County. Listings are public-record based and are not endorsements.

Can I compare landscapers insurance with agencies near Duluth?

Yes. You can request quotes in Duluth, or browse Minneapolis, Edina, Plymouth to compare independent agencies in other Minnesota markets.

What happens after I request landscapers insurance quotes in Duluth?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Duluth. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does general liability cover pesticide or herbicide application?

Chemical application is often excluded or limited on standard policies. Ask about an endorsement or specialized coverage if you apply products.

How do I insure trailers and mowers?

Equipment is usually covered under inland marine. Vehicles and trailers may need commercial auto. An agent can structure both.

Tell us what you need once.

We'll connect you with an independent agency serving Duluth, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.